See5 [Release 1.14] Wed Nov 13 11:30:23 2002 ------------------- Options: Generating rules Boost using 3 trials Class specified by attribute `CardHolder' Read 3600 cases (9 attributes) from All_Card_Mining.data ----- Trial 1: ----- Decision tree: Trans_Avg_Balance <= 37097.18: 0 (1828.3/93.4) Trans_Avg_Balance > 37097.18: :...Client_District_ID = 2: 1 (16/5.1) Client_District_ID = 7: 0 (16/6.7) Client_District_ID = 8: 0 (24.6/9.8) Client_District_ID = 16: 0 (19.4/6.5) Client_District_ID = 18: 1 (21/6.9) Client_District_ID = 21: 0 (20.1/6.7) Client_District_ID = 22: 0 (12.8/5.1) Client_District_ID = 25: 0 (14.5/2.9) Client_District_ID = 27: 1 (22.7/4.5) Client_District_ID = 36: 1 (25.6/9.4) Client_District_ID = 37: 1 (17.6/4.5) Client_District_ID = 39: 1 (16/6) Client_District_ID = 41: 1 (13.1/5.1) Client_District_ID = 43: 0 (20.5/3.3) Client_District_ID = 45: 0 (16/3.3) Client_District_ID = 49: 0 (7.8/2.4) Client_District_ID = 53: 0 (28.7/11.8) Client_District_ID = 54: 0 (47.8/14.9) Client_District_ID = 56: 0 (12.3/1.8) Client_District_ID = 57: 0 (16.7/5.1) Client_District_ID = 58: 0 (11.9/3.8) Client_District_ID = 59: 0 (21/7.1) Client_District_ID = 65: 0 (14.9/4.2) Client_District_ID = 66: 0 (26.4/12.7) Client_District_ID = 67: 1 (11.6/5.1) Client_District_ID = 77: 0 (16.1/4.7) Client_District_ID = 4: :...Acct_Frequency = MI: 0 (14.7/4.7) : Acct_Frequency = WI: 0 (1.8) : Acct_Frequency = TI: 1 (2.9) Client_District_ID = 6: :...Loan_Status = good: 0 (6/1.5) : Loan_Status = bad: 0 (0.9) : Loan_Status = none: 1 (15.4/4.2) Client_District_ID = 10: :...Client_Sex = M: 1 (6.5) : Client_Sex = F: 0 (6/1.5) Client_District_ID = 11: :...Client_Age = Y: 0 (0) : Client_Age = A: 1 (5.6/1.8) : Client_Age = M: 0 (6/0.9) : Client_Age = S: 0 (0.9) Client_District_ID = 12: :...Client_Age = S: 0 (0) : Client_Age = Y: 1 (2.4) : Client_Age = A: 1 (3.8/0.9) : Client_Age = M: 0 (11.2) Client_District_ID = 13: :...Account_Opened = 1993: 1 (1.5) : Account_Opened = 1994: 0 (0.9) : Account_Opened = 1995: 0 (4.5) : Account_Opened = 1996: 0 (3.3) : Account_Opened = 1997: 1 (5.3) Client_District_ID = 14: :...Loan_Status = good: 1 (3.8) : Loan_Status = bad: 0 (0.9) : Loan_Status = none: 0 (11/4.2) Client_District_ID = 17: :...Account_Opened = 1993: 0 (0.9) : Account_Opened = 1994: 1 (2.7/0.9) : Account_Opened = 1995: 0 (6.9/0.9) : Account_Opened = 1996: 1 (0.9) : Account_Opened = 1997: 1 (2.9) Client_District_ID = 19: :...Trans_Avg_Balance <= 47890.55: 0 (8.1) : Trans_Avg_Balance > 47890.55: 1 (16.5/5.6) Client_District_ID = 20: :...Disp_Add_Users = 0: 0 (7.4/1.5) : Disp_Add_Users = 1: 1 (3.3) Client_District_ID = 23: :...Client_Age = Y: 1 (1.5) : Client_Age = A: 0 (5.6/1.5) : Client_Age = M: 1 (9.4/0.9) : Client_Age = S: 0 (0.9) Client_District_ID = 24: :...Disp_Add_Users = 0: 1 (11/4.5) : Disp_Add_Users = 1: 0 (2.4) Client_District_ID = 29: :...Disp_Add_Users = 0: 1 (16.7/4.2) : Disp_Add_Users = 1: 0 (5.3/1.5) Client_District_ID = 30: :...Client_Age = Y: 1 (0.9) : Client_Age = A: 1 (4.2/0.9) : Client_Age = M: 0 (3.3) : Client_Age = S: 0 (1.5) Client_District_ID = 31: :...Account_Opened = 1993: 1 (2.4/0.9) : Account_Opened = 1994: 1 (4.2/1.8) : Account_Opened = 1995: 0 (5.6) : Account_Opened = 1996: 1 (4.2/0.9) : Account_Opened = 1997: 1 (3.8/0.9) Client_District_ID = 32: :...Client_Sex = M: 1 (10.3/3.3) : Client_Sex = F: 0 (5.4) Client_District_ID = 34: :...Disp_Add_Users = 0: 0 (14.5/4.4) : Disp_Add_Users = 1: 1 (4.2/0.9) Client_District_ID = 35: :...Client_Sex = M: 1 (3.3/0.9) : Client_Sex = F: 0 (6.9/0.9) Client_District_ID = 40: :...Trans_Avg_Balance <= 49019.21: 0 (6.3) : Trans_Avg_Balance > 49019.21: 1 (9.2/3.3) Client_District_ID = 42: :...Account_Opened = 1993: 1 (0.9) : Account_Opened = 1994: 0 (0.9) : Account_Opened = 1995: 1 (4.4) : Account_Opened = 1996: 0 (7.8/1.8) : Account_Opened = 1997: 0 (7.1/1.5) Client_District_ID = 44: :...Account_Opened = 1993: 0 (0.9) : Account_Opened = 1994: 0 (2.4) : Account_Opened = 1995: 0 (0.9) : Account_Opened = 1996: 1 (4.2/0.9) : Account_Opened = 1997: 1 (3.3/0.9) Client_District_ID = 47: :...Disp_Add_Users = 0: 1 (16.2/4.2) : Disp_Add_Users = 1: 0 (5.6/1.5) Client_District_ID = 48: :...Trans_Avg_Balance <= 59944.55: 0 (17.6/5.3) : Trans_Avg_Balance > 59944.55: 1 (2.4) Client_District_ID = 50: :...Client_Sex = M: 1 (4.7/0.9) : Client_Sex = F: 0 (12.2/1.5) Client_District_ID = 51: :...Loan_Status = bad: 1 (0) : Loan_Status = good: 1 (3.8/0.9) : Loan_Status = none: 0 (14.7/6.5) Client_District_ID = 64: :...Account_Opened = 1993: 1 (0) : Account_Opened = 1994: 0 (3.6) : Account_Opened = 1995: 1 (13.8/4.7) : Account_Opened = 1996: 0 (10.3/3.8) : Account_Opened = 1997: 1 (8.9/3.6) Client_District_ID = 69: :...Loan_Status = good: 1 (7.1/1.8) : Loan_Status = bad: 0 (0.9) : Loan_Status = none: 0 (13.6/2.9) Client_District_ID = 71: :...Client_Sex = M: 0 (8.7/2.4) : Client_Sex = F: 1 (8/2.7) Client_District_ID = 72: :...Disp_Add_Users = 0: 0 (25.8/8.5) : Disp_Add_Users = 1: 1 (3.8/0.9) Client_District_ID = 73: :...Client_Sex = M: 0 (7.4/1.8) : Client_Sex = F: 1 (11.2/4.2) Client_District_ID = 75: :...Client_Age = Y: 1 (1.5) : Client_Age = A: 1 (4.4/1.5) : Client_Age = M: 0 (11/1.8) : Client_Age = S: 1 (0.9) Client_District_ID = 3: :...Disp_Add_Users = 1: 1 (2.9) : Disp_Add_Users = 0: : :...Client_Sex = M: 0 (11.4/1.8) : Client_Sex = F: 1 (4.7/1.8) Client_District_ID = 5: :...Account_Opened = 1993: 0 (4.7/1.5) : Account_Opened = 1995: 0 (2.4) : Account_Opened = 1997: 1 (7.1/0.9) : Account_Opened = 1994: : :...Trans_Avg_Balance <= 47499.13: 1 (2.9) : : Trans_Avg_Balance > 47499.13: 0 (3.3/0.9) : Account_Opened = 1996: : :...Loan_Status = bad: 0 (0) : Loan_Status = good: 1 (3.8/0.9) : Loan_Status = none: 0 (8.9/0.9) Client_District_ID = 9: :...Client_Age = Y: 1 (1.8) : Client_Age = S: 0 (0.9) : Client_Age = A: : :...Trans_Avg_Balance <= 46607.89: 0 (3.6) : : Trans_Avg_Balance > 46607.89: 1 (12.4/1.5) : Client_Age = M: : :...Client_Sex = M: 1 (5.6/1.8) : Client_Sex = F: 0 (4.2) Client_District_ID = 15: :...Account_Opened = 1993: 0 (0.9) : Account_Opened = 1994: 0 (3.8/0.9) : Account_Opened = 1995: 1 (5.3) : Account_Opened = 1997: 0 (8.5/1.5) : Account_Opened = 1996: : :...Disp_Add_Users = 0: 1 (3.3/0.9) : Disp_Add_Users = 1: 0 (4.2) Client_District_ID = 26: :...Client_Sex = F: 0 (8/0.9) : Client_Sex = M: : :...Trans_Avg_Balance <= 57574.34: 1 (10/1.8) : Trans_Avg_Balance > 57574.34: 0 (2.9) Client_District_ID = 28: :...Disp_Add_Users = 1: 0 (2.4) : Disp_Add_Users = 0: : :...Client_Age in {Y,S}: 0 (0) : Client_Age = A: 1 (4.2/0.9) : Client_Age = M: 0 (8.3/1.8) Client_District_ID = 46: :...Acct_Frequency = WI: 1 (2.9) : Acct_Frequency = TI: 0 (1.8) : Acct_Frequency = MI: : :...Client_Sex = M: 1 (11.5/3.3) : Client_Sex = F: 0 (8.9/0.9) Client_District_ID = 55: :...Account_Opened = 1994: 0 (0) : Account_Opened = 1993: 1 (0.9) : Account_Opened = 1995: 1 (1.5) : Account_Opened = 1996: 0 (6) : Account_Opened = 1997: : :...Client_Sex = M: 1 (3.8/0.9) : Client_Sex = F: 0 (5.3) Client_District_ID = 60: :...Loan_Status = bad: 1 (0) : Loan_Status = good: 0 (3.6) : Loan_Status = none: : :...Trans_Avg_Balance <= 46123.76: 0 (2.7) : Trans_Avg_Balance > 46123.76: 1 (8.3) Client_District_ID = 63: :...Client_Sex = F: 1 (12.7/5.1) : Client_Sex = M: : :...Loan_Status = bad: 0 (0) : Loan_Status = good: 1 (5.3/0.9) : Loan_Status = none: 0 (6.2) Client_District_ID = 76: :...Client_Age = Y: 1 (2.4) : Client_Age = A: 0 (4.5) : Client_Age = S: 1 (1.5) : Client_Age = M: : :...Trans_Avg_Balance <= 68033.44: 0 (9.2) : Trans_Avg_Balance > 68033.44: 1 (2.7) Client_District_ID = 33: :...Client_Age = Y: 0 (0.9) : Client_Age = A: 1 (2.4) : Client_Age = S: 0 (1.5) : Client_Age = M: : :...Disp_Add_Users = 1: 1 (4.7/0.9) : Disp_Add_Users = 0: : :...Trans_Avg_Balance <= 48328.87: 0 (4.5) : Trans_Avg_Balance > 48328.87: 1 (6.5/2.4) Client_District_ID = 38: :...Client_Age = Y: 0 (0.9) : Client_Age = S: 1 (0.9) : Client_Age = A: : :...Disp_Add_Users = 0: 1 (5.8) : : Disp_Add_Users = 1: 0 (2.7/0.9) : Client_Age = M: : :...Trans_Avg_Balance > 54939.75: 0 (4.7) : Trans_Avg_Balance <= 54939.75: : :...Trans_Avg_Balance <= 48841.68: 0 (6/1.5) : Trans_Avg_Balance > 48841.68: 1 (4.2) Client_District_ID = 52: :...Acct_Frequency = WI: 0 (2.7) : Acct_Frequency = TI: 0 (2.7) : Acct_Frequency = MI: : :...Client_Sex = M: 1 (9.4/2.4) : Client_Sex = F: : :...Account_Opened in {1993,1994}: 0 (0) : Account_Opened = 1995: 1 (4.2/0.9) : Account_Opened = 1996: 0 (4.5/0.9) : Account_Opened = 1997: 0 (2.4) Client_District_ID = 61: :...Acct_Frequency = WI: 1 (1.5) : Acct_Frequency = TI: 0 (2.7) : Acct_Frequency = MI: : :...Loan_Status = good: 0 (2.7) : Loan_Status = bad: 0 (0.9) : Loan_Status = none: : :...Trans_Avg_Balance <= 49619.04: 0 (3.3) : Trans_Avg_Balance > 49619.04: 1 (3.6) Client_District_ID = 62: :...Trans_Avg_Balance <= 48303.43: 0 (5.4) : Trans_Avg_Balance > 48303.43: : :...Client_Age in {Y,S}: 1 (0) : Client_Age = A: 1 (2.4) : Client_Age = M: : :...Trans_Avg_Balance <= 52859.04: 1 (2.4) : Trans_Avg_Balance > 52859.04: 0 (2.4) Client_District_ID = 68: :...Acct_Frequency = TI: 0 (0) : Acct_Frequency = WI: 1 (2.9) : Acct_Frequency = MI: : :...Client_Sex = M: 0 (17.8/2.9) : Client_Sex = F: : :...Client_Age = S: 1 (0) : Client_Age = Y: 0 (0.9) : Client_Age = A: 0 (3.3) : Client_Age = M: 1 (12.4/2.4) Client_District_ID = 70: :...Acct_Frequency = TI: 0 (0) : Acct_Frequency = WI: 1 (9.7/0.9) : Acct_Frequency = MI: : :...Trans_Avg_Balance > 57342.11: 0 (10.6) : Trans_Avg_Balance <= 57342.11: : :...Trans_Avg_Balance <= 46918.01: 0 (17.9/4.4) : Trans_Avg_Balance > 46918.01: 1 (15.8/4.5) Client_District_ID = 74: :...Acct_Frequency = WI: 0 (6.3) : Acct_Frequency = TI: 0 (2.7) : Acct_Frequency = MI: : :...Disp_Add_Users = 1: 1 (11.8/2.7) : Disp_Add_Users = 0: : :...Loan_Status = good: 1 (6.5/1.8) : Loan_Status = bad: 0 (0.9) : Loan_Status = none: 0 (22.3/6.5) Client_District_ID = 1: :...Client_Age = Y: 1 (10/0.9) Client_Age = S: :...Account_Opened = 1993: 1 (0) : Account_Opened = 1994: 0 (1.8) : Account_Opened = 1995: 1 (5.3) : Account_Opened = 1996: 0 (3.6/0.9) : Account_Opened = 1997: 0 (0.9) Client_Age = A: :...Client_Sex = F: 0 (25.8/6.5) : Client_Sex = M: : :...Account_Opened = 1993: 0 (2.4) : Account_Opened = 1994: 0 (4.7/1.5) : Account_Opened = 1995: 0 (4.5/1.8) : Account_Opened = 1996: 1 (13.3/2.7) : Account_Opened = 1997: : :...Trans_Avg_Balance <= 46896.34: 0 (3.6) : Trans_Avg_Balance > 46896.34: 1 (4.7/1.5) Client_Age = M: :...Trans_Avg_Balance > 66899.77: 1 (8.3) Trans_Avg_Balance <= 66899.77: :...Acct_Frequency = WI: 0 (16.4/2.9) Acct_Frequency = TI: 1 (6.2/1.8) Acct_Frequency = MI: :...Account_Opened = 1993: 0 (2.7) Account_Opened = 1994: 0 (18.1/7.1) Account_Opened = 1995: :...Client_Sex = M: 1 (6.7/1.5) : Client_Sex = F: : :...Trans_Avg_Balance <= 43523.06: 1 (3.8/0.9) : Trans_Avg_Balance > 43523.06: 0 (8/2.4) Account_Opened = 1996: :...Loan_Status = bad: 0 (0) : Loan_Status = good: : :...Trans_Avg_Balance <= 49291.47: 1 (4.7/1.8) : : Trans_Avg_Balance > 49291.47: 0 (2.7) : Loan_Status = none: : :...Disp_Add_Users = 0: : :...Client_Sex = M: : : :...Trans_Avg_Balance <= 43098.55: 0 (4.5) : : : Trans_Avg_Balance > 43098.55: 1 (10.9/3.8) : : Client_Sex = F: : : :...Trans_Avg_Balance <= 65489.92: 1 (15.4/5.3) : : Trans_Avg_Balance > 65489.92: 0 (2.9) : Disp_Add_Users = 1: : :...Trans_Avg_Balance > 47479.59: 0 (3.8) : Trans_Avg_Balance <= 47479.59: : :...Trans_Avg_Balance <= 42996.93: 0 (2.7) : Trans_Avg_Balance > 42996.93: 1 (5.3/0.9) Account_Opened = 1997: :...Loan_Status = bad: 0 (0) Loan_Status = good: 0 (7.4/2.9) Loan_Status = none: :...Disp_Add_Users = 1: 1 (6/1.8) Disp_Add_Users = 0: :...Client_Sex = M: :...Trans_Avg_Balance <= 53534.15: 0 (8.9/2.4) : Trans_Avg_Balance > 53534.15: 1 (3.6) Client_Sex = F: :...Trans_Avg_Balance <= 39365.62: 1 (3.8/0.9) Trans_Avg_Balance > 39365.62: 0 (4.2) Extracted rules: Rule 1/1: (1828.4/93.4, lift 1.3) Trans_Avg_Balance <= 37097.18 -> class 0 [0.948] Rule 1/2: (1771.7/792.4, lift 0.7) Trans_Avg_Balance > 37097.18 -> class 0 [0.553] Rule 1/3: (8.3, lift 3.7) Client_Age = M Client_District_ID = 1 Trans_Avg_Balance > 66899.77 -> class 1 [0.903] Rule 1/4: (8.3, lift 3.7) Client_District_ID = 60 Trans_Avg_Balance > 46123.76 Loan_Status = none -> class 1 [0.903] Rule 1/5: (6.5, lift 3.6) Client_Sex = M Client_District_ID = 10 Trans_Avg_Balance > 37097.18 -> class 1 [0.883] Rule 1/6: (5.8, lift 3.5) Client_Age = A Client_District_ID = 38 Trans_Avg_Balance > 37097.18 Disp_Add_Users = 0 -> class 1 [0.872] Rule 1/7: (5.6, lift 3.5) Client_District_ID = 38 Trans_Avg_Balance > 48841.68 Trans_Avg_Balance <= 54939.75 -> class 1 [0.869] Rule 1/8: (5.4, lift 3.5) Client_Age = M Client_Sex = M Acct_Frequency = MI Account_Opened = 1997 Client_District_ID = 1 Trans_Avg_Balance > 53534.15 Loan_Status = none -> class 1 [0.865] Rule 1/9: (5.3, lift 3.5) Client_Age = S Account_Opened = 1995 Client_District_ID = 1 Trans_Avg_Balance > 37097.18 -> class 1 [0.863] Rule 1/10: (5.3, lift 3.5) Account_Opened = 1997 Client_District_ID = 13 Trans_Avg_Balance > 37097.18 -> class 1 [0.863] Rule 1/11: (5.3, lift 3.5) Account_Opened = 1995 Client_District_ID = 15 Trans_Avg_Balance > 37097.18 -> class 1 [0.863] Rule 1/12: (4.4, lift 3.4) Account_Opened = 1995 Client_District_ID = 42 Trans_Avg_Balance > 37097.18 -> class 1 [0.843] Rule 1/13: (10/0.9, lift 3.4) Client_Age = Y Client_District_ID = 1 Trans_Avg_Balance > 37097.18 -> class 1 [0.842] Rule 1/14: (9.7/0.9, lift 3.4) Client_Age = M Client_District_ID = 1 Trans_Avg_Balance > 42996.93 Trans_Avg_Balance <= 47479.59 Disp_Add_Users = 1 -> class 1 [0.837] Rule 1/15: (9.7/0.9, lift 3.4) Acct_Frequency = WI Client_District_ID = 70 Trans_Avg_Balance > 37097.18 -> class 1 [0.837] Rule 1/16: (9.4/0.9, lift 3.4) Client_Age = M Client_District_ID = 23 Trans_Avg_Balance > 37097.18 -> class 1 [0.834] Rule 1/17: (12.4/1.5, lift 3.4) Client_Age = A Client_District_ID = 9 Trans_Avg_Balance > 46607.89 -> class 1 [0.829] Rule 1/18: (3.8, lift 3.4) Client_District_ID = 14 Trans_Avg_Balance > 37097.18 Loan_Status = good -> class 1 [0.828] Rule 1/19: (3.6, lift 3.3) Acct_Frequency = MI Client_District_ID = 61 Trans_Avg_Balance > 49619.04 Loan_Status = none -> class 1 [0.822] Rule 1/20: (3.3, lift 3.3) Client_District_ID = 20 Trans_Avg_Balance > 37097.18 Disp_Add_Users = 1 -> class 1 [0.810] Rule 1/21: (3.3, lift 3.3) Client_District_ID = 62 Trans_Avg_Balance > 48303.43 Trans_Avg_Balance <= 52859.04 -> class 1 [0.810] Rule 1/22: (2.9, lift 3.2) Client_District_ID = 3 Trans_Avg_Balance > 37097.18 Disp_Add_Users = 1 -> class 1 [0.797] Rule 1/23: (2.9, lift 3.2) Acct_Frequency = TI Client_District_ID = 4 Trans_Avg_Balance > 37097.18 -> class 1 [0.797] Rule 1/24: (2.9, lift 3.2) Account_Opened = 1994 Client_District_ID = 5 Trans_Avg_Balance > 37097.18 Trans_Avg_Balance <= 47499.13 -> class 1 [0.797] Rule 1/25: (2.9, lift 3.2) Account_Opened = 1997 Client_District_ID = 17 Trans_Avg_Balance > 37097.18 -> class 1 [0.797] Rule 1/26: (2.9, lift 3.2) Client_Age = Y Client_District_ID = 23 -> class 1 [0.797] Rule 1/27: (2.9, lift 3.2) Acct_Frequency = WI Client_District_ID = 46 -> class 1 [0.797] Rule 1/28: (2.9, lift 3.2) Acct_Frequency = WI Client_District_ID = 68 -> class 1 [0.797] Rule 1/29: (7.1/0.9, lift 3.2) Account_Opened = 1997 Client_District_ID = 5 Trans_Avg_Balance > 37097.18 -> class 1 [0.791] Rule 1/30: (2.7, lift 3.2) Client_District_ID = 76 Trans_Avg_Balance > 68033.44 -> class 1 [0.787] Rule 1/31: (22.7/4.5, lift 3.2) Client_District_ID = 27 Trans_Avg_Balance > 37097.18 -> class 1 [0.777] Rule 1/32: (6.5/0.9, lift 3.2) Account_Opened = 1995 Client_District_ID = 52 Trans_Avg_Balance > 37097.18 -> class 1 [0.777] Rule 1/33: (2.4, lift 3.1) Client_Age = Y Client_District_ID = 12 Trans_Avg_Balance > 37097.18 -> class 1 [0.771] Rule 1/34: (2.4, lift 3.1) Client_Age = A Client_District_ID = 33 Trans_Avg_Balance > 37097.18 -> class 1 [0.771] Rule 1/35: (2.4, lift 3.1) Client_District_ID = 48 Trans_Avg_Balance > 59944.55 -> class 1 [0.771] Rule 1/36: (2.4, lift 3.1) Client_Age = A Client_District_ID = 62 Trans_Avg_Balance > 48303.43 -> class 1 [0.771] Rule 1/37: (2.4, lift 3.1) Client_Age = Y Client_District_ID = 76 -> class 1 [0.771] Rule 1/38: (10/1.8, lift 3.1) Client_Sex = M Client_District_ID = 26 Trans_Avg_Balance > 37097.18 Trans_Avg_Balance <= 57574.34 -> class 1 [0.766] Rule 1/39: (12.4/2.4, lift 3.1) Client_Age = M Client_Sex = F Client_District_ID = 68 Trans_Avg_Balance > 37097.18 -> class 1 [0.766] Rule 1/40: (13.3/2.7, lift 3.1) Client_Age = A Client_Sex = M Account_Opened = 1996 Client_District_ID = 1 Trans_Avg_Balance > 37097.18 -> class 1 [0.757] Rule 1/41: (5.6/0.9, lift 3.1) Client_Age = A Client_District_ID = 30 -> class 1 [0.751] Rule 1/42: (7.6/1.5, lift 3.0) Client_Age = M Client_Sex = M Acct_Frequency = MI Account_Opened = 1995 Client_District_ID = 1 Trans_Avg_Balance > 37097.18 -> class 1 [0.745] Rule 1/43: (5.3/0.9, lift 3.0) Client_Age = M Acct_Frequency = MI Account_Opened = 1995 Client_District_ID = 1 Trans_Avg_Balance > 37097.18 Trans_Avg_Balance <= 43523.06 -> class 1 [0.739] Rule 1/44: (5.3/0.9, lift 3.0) Client_Sex = M Client_District_ID = 63 Loan_Status = good -> class 1 [0.739] Rule 1/45: (1.8, lift 3.0) Client_Age = Y Client_District_ID = 9 -> class 1 [0.737] Rule 1/46: (11.8/2.7, lift 3.0) Acct_Frequency = MI Client_District_ID = 74 Loan_Status = good -> class 1 [0.732] Rule 1/47: (11.8/2.7, lift 3.0) Acct_Frequency = MI Client_District_ID = 74 Trans_Avg_Balance > 37097.18 Disp_Add_Users = 1 -> class 1 [0.732] Rule 1/48: (16.7/4.2, lift 2.9) Client_District_ID = 29 Trans_Avg_Balance > 37097.18 Disp_Add_Users = 0 -> class 1 [0.724] Rule 1/49: (15.4/3.8, lift 2.9) Client_Sex = M Acct_Frequency = MI Account_Opened = 1996 Client_District_ID = 1 Trans_Avg_Balance > 43098.55 Disp_Add_Users = 0 Loan_Status = none -> class 1 [0.723] Rule 1/50: (17.6/4.5, lift 2.9) Client_District_ID = 37 Trans_Avg_Balance > 37097.18 -> class 1 [0.718] Rule 1/51: (4.7/0.9, lift 2.9) Client_District_ID = 33 Trans_Avg_Balance > 37097.18 Disp_Add_Users = 1 -> class 1 [0.717] Rule 1/52: (4.7/0.9, lift 2.9) Client_Sex = M Client_District_ID = 50 Trans_Avg_Balance > 37097.18 -> class 1 [0.717] Rule 1/53: (16.2/4.2, lift 2.9) Client_District_ID = 47 Trans_Avg_Balance > 37097.18 Disp_Add_Users = 0 -> class 1 [0.716] Rule 1/54: (1.5, lift 2.9) Account_Opened = 1993 Client_District_ID = 13 -> class 1 [0.711] Rule 1/55: (1.5, lift 2.9) Acct_Frequency = WI Client_District_ID = 61 -> class 1 [0.711] Rule 1/56: (1.5, lift 2.9) Client_Age = Y Client_District_ID = 75 -> class 1 [0.711] Rule 1/57: (1.5, lift 2.9) Client_Age = S Client_District_ID = 76 Trans_Avg_Balance > 37097.18 -> class 1 [0.711] Rule 1/58: (9.4/2.4, lift 2.9) Client_Sex = M Acct_Frequency = MI Client_District_ID = 52 Trans_Avg_Balance > 37097.18 -> class 1 [0.706] Rule 1/59: (15.4/4.2, lift 2.9) Client_District_ID = 6 Trans_Avg_Balance > 37097.18 Loan_Status = none -> class 1 [0.703] Rule 1/60: (4.2/0.9, lift 2.8) Client_Age = A Client_District_ID = 28 Trans_Avg_Balance > 37097.18 Disp_Add_Users = 0 -> class 1 [0.692] Rule 1/61: (4.2/0.9, lift 2.8) Account_Opened = 1996 Client_District_ID = 31 Trans_Avg_Balance > 37097.18 -> class 1 [0.692] Rule 1/62: (4.2/0.9, lift 2.8) Client_District_ID = 34 Trans_Avg_Balance > 37097.18 Disp_Add_Users = 1 -> class 1 [0.692] Rule 1/63: (4.2/0.9, lift 2.8) Account_Opened = 1996 Client_District_ID = 44 Trans_Avg_Balance > 37097.18 -> class 1 [0.692] Rule 1/64: (7.1/1.8, lift 2.8) Client_District_ID = 69 Loan_Status = good -> class 1 [0.691] Rule 1/65: (15.8/4.5, lift 2.8) Acct_Frequency = MI Client_District_ID = 70 Trans_Avg_Balance > 46918.01 Trans_Avg_Balance <= 57342.11 -> class 1 [0.690] Rule 1/66: (11.5/3.3, lift 2.8) Client_Sex = M Client_District_ID = 46 Trans_Avg_Balance > 37097.18 -> class 1 [0.683] Rule 1/67: (3.8/0.9, lift 2.7) Account_Opened = 1996 Client_District_ID = 5 Loan_Status = good -> class 1 [0.673] Rule 1/68: (3.8/0.9, lift 2.7) Client_Age = A Client_District_ID = 12 Trans_Avg_Balance > 37097.18 -> class 1 [0.673] Rule 1/69: (3.8/0.9, lift 2.7) Account_Opened = 1997 Client_District_ID = 31 Trans_Avg_Balance > 37097.18 -> class 1 [0.673] Rule 1/70: (3.8/0.9, lift 2.7) Client_District_ID = 51 Trans_Avg_Balance > 37097.18 Loan_Status = good -> class 1 [0.673] Rule 1/71: (3.8/0.9, lift 2.7) Client_Sex = M Account_Opened = 1997 Client_District_ID = 55 Trans_Avg_Balance > 37097.18 -> class 1 [0.673] Rule 1/72: (3.8/0.9, lift 2.7) Client_District_ID = 72 Trans_Avg_Balance > 37097.18 Disp_Add_Users = 1 -> class 1 [0.673] Rule 1/73: (16.9/5.3, lift 2.7) Client_Age = M Client_Sex = F Account_Opened = 1996 Client_District_ID = 1 Trans_Avg_Balance > 37097.18 Trans_Avg_Balance <= 65489.92 Disp_Add_Users = 0 Loan_Status = none -> class 1 [0.667] Rule 1/74: (16/5.1, lift 2.7) Client_District_ID = 2 Trans_Avg_Balance > 37097.18 -> class 1 [0.662] Rule 1/75: (21/6.9, lift 2.7) Client_District_ID = 18 Trans_Avg_Balance > 37097.18 -> class 1 [0.658] Rule 1/76: (10.3/3.3, lift 2.7) Client_Sex = M Client_District_ID = 32 Trans_Avg_Balance > 37097.18 -> class 1 [0.655] Rule 1/77: (16.5/5.6, lift 2.6) Client_District_ID = 19 Trans_Avg_Balance > 47890.55 -> class 1 [0.642] Rule 1/78: (3.3/0.9, lift 2.6) Client_Sex = M Client_District_ID = 35 Trans_Avg_Balance > 37097.18 -> class 1 [0.639] Rule 1/79: (3.3/0.9, lift 2.6) Account_Opened = 1997 Client_District_ID = 44 Trans_Avg_Balance > 37097.18 -> class 1 [0.639] Rule 1/80: (9.8/3.3, lift 2.6) Client_Age = M Client_District_ID = 33 Trans_Avg_Balance > 48328.87 -> class 1 [0.638] Rule 1/81: (13.8/4.7, lift 2.6) Account_Opened = 1995 Client_District_ID = 64 Trans_Avg_Balance > 37097.18 -> class 1 [0.638] Rule 1/82: (4.7/1.5, lift 2.6) Client_Age = A Client_Sex = M Account_Opened = 1997 Client_District_ID = 1 Trans_Avg_Balance > 46896.34 -> class 1 [0.634] Rule 1/83: (5.6/1.8, lift 2.6) Client_Age = M Client_Sex = M Client_District_ID = 9 -> class 1 [0.632] Rule 1/84: (5.6/1.8, lift 2.6) Client_Age = A Client_District_ID = 11 Trans_Avg_Balance > 37097.18 -> class 1 [0.632] Rule 1/85: (8/2.7, lift 2.6) Client_Sex = F Client_District_ID = 71 Trans_Avg_Balance > 37097.18 -> class 1 [0.629] Rule 1/86: (25.6/9.4, lift 2.5) Client_District_ID = 36 Trans_Avg_Balance > 37097.18 -> class 1 [0.622] Rule 1/87: (9.2/3.3, lift 2.5) Client_District_ID = 40 Trans_Avg_Balance > 49019.21 -> class 1 [0.620] Rule 1/88: (4.4/1.5, lift 2.5) Client_Age = A Client_District_ID = 75 Trans_Avg_Balance > 37097.18 -> class 1 [0.614] Rule 1/89: (16/6, lift 2.5) Client_District_ID = 39 Trans_Avg_Balance > 37097.18 -> class 1 [0.612] Rule 1/90: (11.2/4.2, lift 2.5) Client_Sex = F Client_District_ID = 73 Trans_Avg_Balance > 37097.18 -> class 1 [0.610] Rule 1/91: (13.1/5.1, lift 2.4) Client_District_ID = 41 Trans_Avg_Balance > 37097.18 -> class 1 [0.597] Rule 1/92: (12.7/5.1, lift 2.4) Client_Sex = F Client_District_ID = 63 Trans_Avg_Balance > 37097.18 -> class 1 [0.588] Rule 1/93: (4.7/1.8, lift 2.4) Client_Sex = F Client_District_ID = 3 Trans_Avg_Balance > 37097.18 -> class 1 [0.583] Rule 1/94: (11/4.5, lift 2.3) Client_District_ID = 24 Trans_Avg_Balance > 37097.18 Disp_Add_Users = 0 -> class 1 [0.577] Rule 1/95: (8.9/3.6, lift 2.3) Account_Opened = 1997 Client_District_ID = 64 Trans_Avg_Balance > 37097.18 -> class 1 [0.577] Rule 1/96: (11.6/5.1, lift 2.3) Client_District_ID = 67 Trans_Avg_Balance > 37097.18 -> class 1 [0.554] Default class: 0 Evaluation on training data (3600 cases): Trial Decision Tree Rules ----- ---------------- ---------------- Size Errors No Errors 0 7 634(17.6%) 5 634(17.6%) 1 245 433(12.0%) 96 440(12.2%) 2 272 471(13.1%) 107 461(12.8%) boost 392(10.9%) 454(12.6%) << (a) (b) <-classified as ---- ---- 2816 64 (a): class 0 390 330 (b): class 1 Evaluation on test data (900 cases): Trial Decision Tree Rules ----- ---------------- ---------------- Size Errors No Errors 0 7 181(20.1%) 5 181(20.1%) 1 245 202(22.4%) 96 199(22.1%) 2 272 211(23.4%) 107 208(23.1%) boost 185(20.6%) 178(19.8%) << (a) (b) <-classified as ---- ---- 669 59 (a): class 0 119 53 (b): class 1 Time: 1.1 secs