* {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

body {
    font-family: 'Helvetica Neue', Arial, sans-serif;
    line-height: 1.6;
    color: #333;
    background-color: #f9f9f9; 
    padding: 10px;
    margin: 0;
    padding: 0;
}

header {
    background: #274e75;
    border-bottom: 2px solid #d1d1d1;
    padding: 20px 10px;
    text-align: center;
}


header h1 {
    margin: 0;
    font-size: 2.5em;
    color: white;
}


.navigation ul {
    list-style: none;
    padding: 0;
}

.navigation li {
    display: inline;
    margin-right: 10px;
}

.navigation a {
    text-decoration: none;
    color: white;
    font-weight: bold;
    padding: 5px 10px;
}

.navigation a:hover, .navigation a:focus {
    text-decoration: underline;
    color: #6096ba; 
}

.content-wrapper {
    min-height: calc(100vh - 40px); 
    padding-top: 20px; 
    padding-bottom: 20px; 
    box-sizing: border-box;
}

main {
    padding: 20px;
    background: #fff;
    margin-top: 20px;
}


footer {
    background: #274e75;
    color: #fff;
    text-align: center;
    padding: 20px 10px;
    width: 100%;
    box-sizing: border-box;
    bottom: 0;
    left: 0;
}


footer a {
    color: #b0c4de; 
    text-decoration: none;
}

footer a:hover {
    text-decoration: underline;
}

footer ul {
    list-style: none;
}

footer ul li {
    display: inline;
    padding: 0 10px;
}

section {
    margin-bottom: 20px;
}

h2 {
    font-size: 1.5em;
    color: #274e75; 
    margin-bottom: 10px;
}

p {
    margin-bottom: 10px;
}


form {
    background: #eef2f7; 
    padding: 20px;
    border: 1px solid #d1d1d1;
    margin-top: 20px;
}

form label {
    display: block;
    margin-bottom: 5px;
}

form input[type="text"],
form input[type="email"],
form textarea {
    width: 100%;
    padding: 10px;
    margin-bottom: 20px;
    border: 1px solid #ccd6e0;
}

form button[type="submit"] {
    padding: 10px 15px;
    background-color: #6096ba;
    border: none;
    color: white;
    cursor: pointer;
}

form button[type="submit"]:hover {
    background-color: #487a9c; 
}


.button {
    padding: 10px 15px;
    background-color: #6096ba;
    border: none;
    color: white;
    cursor: pointer;
}

.button:hover {
    background-color: #487a9c; 
}

#services {
    max-width: 1200px;
    margin: auto;
    padding: 20px;
    background: #ffffff;
}

#services h2 {
    text-align: center;
    margin-bottom: 30px;
    color: #274e75;
}

#services > p {
    text-align: center;
    margin-bottom: 30px;
    font-size: 1.1em;
}

.service {
    margin-bottom: 40px;
    border-bottom: 1px solid #eee;
    padding-bottom: 20px;
}

.service h3 {
    color: #274e75;
    margin-bottom: 10px;
    font-size: 1.3em;
}

.service p {
    line-height: 1.6;
    color: #333;
    margin-bottom: 10px;
}

.service .button {
    display: inline-block;
    margin-top: 20px;
    padding: 10px 20px;
    background-color: #6096ba;
    color: #fff;
    text-decoration: none;
    border-radius: 4px;
    transition: background-color 0.3s;
}

.service .button:hover {
    background-color: #487a9c;
}

.content-wrapper {
    background-color: #ffffff;
    padding: 20px;
    max-width: 1200px;
    margin: auto;
}

.introduction {
    text-align: center;
    padding: 40px 0;
}

.agent-profile {
    max-width: 600px;
    margin: auto;
}

.agent-profile img.agent-photo {
    width: 100%;
    max-width: 200px;
    height: auto;
    border-radius: 50%;
    margin-bottom: 20px;
}

.agent-profile h1 {
    font-size: 2em;
    margin-bottom: 10px;
}

.agent-profile p {
    margin-bottom: 10px;
    line-height: 1.6;
}

.buttons .button {
    padding: 10px 20px;
    margin: 10px 5px;
    background-color: #274e75;
    color: #ffffff;
    text-decoration: none;
    display: inline-block;
    border-radius: 4px;
    transition: background-color 0.3s ease;
}

.buttons .button:hover {
    background-color: #6096ba;
}

.agent-qualities {
    margin-top: 20px;
}

.agent-qualities span {
    display: inline-block;
    background-color: #eef2f7;
    padding: 5px 15px;
    margin: 5px;
    border-radius: 15px;
    font-weight: bold;
}

#tax-reminder {
    background-color: #f9f9f9;
    padding: 20px;
    margin-top: 20px;
    text-align: center;
}

#tax-reminder h2 {
    color: #d9534f;
    margin-bottom: 10px;
}



#about-us h2 {
    color: #274e75;
    text-align: center;
    margin-bottom: 1rem;
}

#about-us h3 {
    color: #274e75;
    margin-top: 1.5rem;
}

#about-us p {
    font-size: 1rem;
    line-height: 1.6;
    margin-bottom: 1rem;
    color: #333;
}

#about-us ul {
    list-style-type: none;
    padding: 0;
}

#about-us ul li {
    background: #eef2f7;
    margin-bottom: 0.5rem;
    padding: 0.5rem;
    border-left: 4px solid #274e75;
}

#about-us ul li strong {
    color: #274e75;
}

.team-members {
    display: flex;
    flex-wrap: wrap;
    justify-content: space-around;
    margin-top: 2rem;
}

.team-member {
    width: 30%;
    margin-bottom: 1rem;
    text-align: center;
}

.team-member img {
    max-width: 100%;
    height: auto;
    border-radius: 50%;
}

.team-member h4 {
    color: #274e75;
    margin-top: 0.5rem;
}

.team-member p {
    font-size: 0.9rem;
}



/* Responsive Styles */
@media (min-width: 768px) {
    .navigation ul {
        display: flex;
        justify-content: center;
    }

    header, main, footer {
        padding-left: 20%;
        padding-right: 20%;
    }
}