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The following rules represent our findings in analyzing whether or not a customer will/will not have a credit card
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If the average account balance is less-than-or-equal 37097.18,
then the client will not be a card holder.
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If the client is middle-age and lives in Prague, and his/her average
account balance is greater-than 66899.77, then that client will be
a card holder.
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If the client lives in Prostejov, and has an average account balance
in excess of 46123.76, then that client will be a card holder.
The following are characterizations of cardholders within the current population of bank clients
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There is no apparent difference between men and women in the
issuance of credit cards
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Middle aged single females have a higher precentage of classic
and gold cards than the general population.
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All credit card customers that have taken a loan have good
status in repayment.
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Customers who are in the age bracket less than 24 and whose average
balance is under 50000.00 are likely candidates for a JUNIOR Card.
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Otherwise, it is not easily determined from customer information which
card type has been selected. Perhaps further examination of customer
behavior is warranted.
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